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(If you're our existing customer)

For Online Policy Purchase

(New and Ongoing Applications)

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For Existing Customers

(Issued Policy)

Fund Performance Check

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HDFC Life Smart Protect Plan Fund Performance

List of Funds available with this product

Equity Funds

View All

Midcap Momentum Fund

ULIF07317/01/24MidCpMoIdx101

NAV

11.021

2024-05-28

52 wk High

2024-05-27

11.1317

52 wk Low

2024-04-19

9.8423

*HDFC Fund Performance 4.47%

vs

i *Market Benchmark 7.68%

NIFTY MIDCAP150 MOMENTUM 50 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

11.021

2024-05-28

52 wk High

2024-05-27

11.1317

52 wk Low

2024-04-19

9.8423

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NIFTY MIDCAP150 MOMENTUM 50 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

11.021

2024-05-28

52 wk High

2024-05-27

11.1317

52 wk Low

2024-04-19

9.8423

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NIFTY MIDCAP150 MOMENTUM 50 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

11.021

2024-05-28

52 wk High

2024-05-27

11.1317

52 wk Low

2024-04-19

9.8423

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NIFTY MIDCAP150 MOMENTUM 50 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Diversified Equity Fund

ULIF05501/08/13DivrEqtyFd101

NAV

38.0999

2024-05-28

52 wk High

2024-05-27

38.2093

52 wk Low

2023-06-01

29.8784

*HDFC Fund Performance 3.20%

vs

i *Market Benchmark 2.00%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.0999

2024-05-28

52 wk High

2024-05-27

38.2093

52 wk Low

2023-06-01

29.8784

*HDFC Fund Performance 28.99%

vs

i *Market Benchmark 29.66%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.0999

2024-05-28

52 wk High

2024-05-27

38.2093

52 wk Low

2023-06-01

29.8784

*HDFC Fund Performance 16.72%

vs

i *Market Benchmark 17.00%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

38.0999

2024-05-28

52 wk High

2024-05-27

38.2093

52 wk Low

2023-06-01

29.8784

*HDFC Fund Performance 15.91%

vs

i *Market Benchmark 14.89%

BSE100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Discovery Fund

ULIF06618/01/18DiscvryFnd101

NAV

36.1136

2024-05-28

52 wk High

2024-05-27

36.3635

52 wk Low

2023-05-30

24.3733

*HDFC Fund Performance 4.90%

vs

i *Market Benchmark 5.81%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

36.1136

2024-05-28

52 wk High

2024-05-27

36.3635

52 wk Low

2023-05-30

24.3733

*HDFC Fund Performance 51.11%

vs

i *Market Benchmark 59.99%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

36.1136

2024-05-28

52 wk High

2024-05-27

36.3635

52 wk Low

2023-05-30

24.3733

*HDFC Fund Performance 25.53%

vs

i *Market Benchmark 28.11%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

36.1136

2024-05-28

52 wk High

2024-05-27

36.3635

52 wk Low

2023-05-30

24.3733

*HDFC Fund Performance 26.87%

vs

i *Market Benchmark 23.70%

Nifty Mid Cap 100

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Equity Advantage Fund

ULIF06723/03/18EqtyAdvtFd101

NAV

25.7978

2024-05-28

52 wk High

2024-05-27

25.8783

52 wk Low

2023-06-01

19.0357

*HDFC Fund Performance 3.82%

vs

i *Market Benchmark 2.67%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

25.7978

2024-05-28

52 wk High

2024-05-27

25.8783

52 wk Low

2023-06-01

19.0357

*HDFC Fund Performance 38.10%

vs

i *Market Benchmark 34.50%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

25.7978

2024-05-28

52 wk High

2024-05-27

25.8783

52 wk Low

2023-06-01

19.0357

*HDFC Fund Performance 20.13%

vs

i *Market Benchmark 18.08%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

25.7978

2024-05-28

52 wk High

2024-05-27

25.8783

52 wk Low

2023-06-01

19.0357

*HDFC Fund Performance 20.02%

vs

i *Market Benchmark 16.10%

BSE200

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Sustainable Equity Fund

ULIF07019/07/21SustnblEqF101

NAV

13.1382

2024-05-28

52 wk High

2024-05-23

13.1822

52 wk Low

2023-05-30

10.3838

*HDFC Fund Performance 0.78%

vs

i *Market Benchmark 1.30%

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.1382

2024-05-28

52 wk High

2024-05-23

13.1822

52 wk Low

2023-05-30

10.3838

*HDFC Fund Performance 29.18%

vs

i *Market Benchmark 32.78%

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.1382

2024-05-28

52 wk High

2024-05-23

13.1822

52 wk Low

2023-05-30

10.3838

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.1382

2024-05-28

52 wk High

2024-05-23

13.1822

52 wk Low

2023-05-30

10.3838

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

Nifty 100 ESG

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Midcap Momentum Fund

ULIF07317/01/24MidCpMoIdx101

NAV

11.021

2024-05-28

52 wk High

2024-05-27

11.1317

52 wk Low

2024-04-19

9.8423

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Diversified Equity Fund

ULIF05501/08/13DivrEqtyFd101

NAV

38.0999

2024-05-28

52 wk High

2024-05-27

38.2093

52 wk Low

2023-06-01

29.8784

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Discovery Fund

ULIF06618/01/18DiscvryFnd101

NAV

36.1136

2024-05-28

52 wk High

2024-05-27

36.3635

52 wk Low

2023-05-30

24.3733

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Equity Advantage Fund

ULIF06723/03/18EqtyAdvtFd101

NAV

25.7978

2024-05-28

52 wk High

2024-05-27

25.8783

52 wk Low

2023-06-01

19.0357

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Sustainable Equity Fund

ULIF07019/07/21SustnblEqF101

NAV

13.1382

2024-05-28

52 wk High

2024-05-23

13.1822

52 wk Low

2023-05-30

10.3838

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Debts Funds

View All

Bond Fund

ULIF05601/08/13Bond Funds101

NAV

19.3639

2024-05-28

52 wk High

2024-05-27

19.3744

52 wk Low

2023-07-07

18.2681

*HDFC Fund Performance -0.51%

vs

i *Market Benchmark -0.12%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.3639

2024-05-28

52 wk High

2024-05-27

19.3744

52 wk Low

2023-07-07

18.2681

*HDFC Fund Performance 5.31%

vs

i *Market Benchmark 6.77%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.3639

2024-05-28

52 wk High

2024-05-27

19.3744

52 wk Low

2023-07-07

18.2681

*HDFC Fund Performance 3.99%

vs

i *Market Benchmark 5.16%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

19.3639

2024-05-28

52 wk High

2024-05-27

19.3744

52 wk Low

2023-07-07

18.2681

*HDFC Fund Performance 5.89%

vs

i *Market Benchmark 7.31%

CRISIL Composite Bond Fund Index

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Bond Fund

ULIF05601/08/13Bond Funds101

NAV

19.3639

2024-05-28

52 wk High

2024-05-27

19.3744

52 wk Low

2023-07-07

18.2681

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Hybrid Funds

View All

Capital Guarantee Debt Fund life

ULGF04927/02/23CGDebtFund101

NAV

10.1406

2024-05-28

52 wk High

2024-05-27

10.149

52 wk Low

2024-04-19

9.9783

Capital Guarantee Debt Plus Fund Life

ULGF05027/02/23CGHybdFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

Capital Guarantee Debt Fund Pension

ULGF05127/02/23CGDebtFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

Capital Guarantee Debt Plus Fund Pension

ULGF05227/02/23CGHybdFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

Flexi Cap Fund

ULIF07114/07/23FlexiCapFd101

NAV

13.8567

2024-05-28

52 wk High

2024-05-27

13.9068

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance 4.81%

vs

i *Market Benchmark 3.66%

NSE Nifty 500 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.8567

2024-05-28

52 wk High

2024-05-27

13.9068

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.8567

2024-05-28

52 wk High

2024-05-27

13.9068

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

NAV

13.8567

2024-05-28

52 wk High

2024-05-27

13.9068

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance N.A.

vs

i *Market Benchmark N.A.

NSE Nifty 500 (100%)

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

NAV

29.4937

17.09.2020

52 week High

07.02.2020

30.30

52 week Low

23.03.2020

19.51

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Capital Guarantee Debt Fund life

ULGF04927/02/23CGDebtFund101

NAV

10.1406

2024-05-28

52 wk High

2024-05-27

10.149

52 wk Low

2024-04-19

9.9783

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Capital Guarantee Debt Plus Fund Life

ULGF05027/02/23CGHybdFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Capital Guarantee Debt Fund Pension

ULGF05127/02/23CGDebtFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Capital Guarantee Debt Plus Fund Pension

ULGF05227/02/23CGHybdFund101

NAV

10.0

2024-05-28

52 wk High

2023-10-09

10.0

52 wk Low

2023-10-09

10.0

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

Flexi Cap Fund

ULIF07114/07/23FlexiCapFd101

NAV

13.8567

2024-05-28

52 wk High

2024-05-27

13.9068

52 wk Low

2023-11-01

9.9443

*HDFC Fund Performance

vs

i *Market Benchmark

Note: returns over 1 year have been annualized

+0.20%

-0.20%

  • 1 Month
  • 1 Year
  • 3 Years
  • 5 Years

* Data as of 30th April 2024. Past Performance is not indicative of future performance of the fund.

Why HDFC Life Smart Protect Plan?

 A Non-Participating, Individual Life Unit Linked Insurance Plan

Why HDFC Life Smart Protect Plan?
  • Choose from 4 Plan Options as per your needs

  • Boost your fund value with 4 kinds of Loyalty Additions (Return of 2X to 3X Mortality Charge, Return of 2X Premium Allocation Charge, Return of Fund Management Charge, Return of 2X of Investment Guarantee Charge) 

  • Get a Minimum Assured Benefit1 in the form of capital guarantee in spite of market fluctuations

  • Choose from 7 funds2 to optimize your investment returns

  • Flexibility to choose the premium payment option- Regular or Limited (5 to 12 years)

  • Reduce your Death Benefit Cover after a chosen period under Decreasing Cover and Decreasing Cover with Capital Guarantee plan options

     

  • Choose from 4 Plan Options as per your needs

  • Boost your fund value with 4 kinds of Loyalty Additions (Return of 2X to 3X Mortality Charge, Return of 2X Premium Allocation Charge, Return of Fund Management Charge, Return of 2X of Investment Guarantee Charge) 

  • Get a Minimum Assured Benefit1 in the form of capital guarantee in spite of market fluctuations

  • Choose from 7 funds2 to optimize your investment returns

  • Flexibility to choose the premium payment option- Regular or Limited (5 to 12 years)

  • Reduce your Death Benefit Cover after a chosen period under Decreasing Cover and Decreasing Cover with Capital Guarantee plan options

     

Why HDFC Life Smart Protect Plan?
  1. Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
  2. With unlimited free switching. Available under Level Cover and Decreasing Cover
  1. Available under Level Cover with Capital Guarantee and Decreasing Cover with Capital Guarantee plan options
  2. With unlimited free switching. Available under Level Cover and Decreasing Cover

What makes this plan a must-have

You have the flexibility to choose your plan options.

Select your core objective for the insurance cover and view the benefits

  • Level Cover
  • Level Cover with Capital Guarantee
  • Decreasing Cover
  • Decreasing Cover with Capital Guarantee

Level Cover

This plan option provides a level cover throughout the policy term

Check Eligibility Criteria

Before buying HDFC Life Smart Protect Plan

ELIGIBILITY CRITERIA

Parameters

Minimum

Maximum

Age1 at Entry

Life Assured: 0 years (30 days)

Life Assured: 60 years

Age1 at Maturity

25 years

100 years

Premium Payment Term

 

Plan Option

Premium Payment Term

Option A: Level Cover

Option B: Level Cover with Capital Guarantee

Limited Pay (5 to 12 years)

Regular Pay (25 to 40 years)

Option C: Decreasing Cover

Option D: Decreasing Cover with Capital Guarantee

Limited Pay (5 to 12 years)

 

 

Policy Term2

25 years

40 years

Instalment Premium

 

Premium Payment Frequency

Minimum Instalment Premium

Limited Pay 5 and 6 years

Others

Annual

Rs. 50,000

Rs. 30,000

Half-Yearly

Rs. 25,000

Rs. 15,000

Quarterly

Rs. 12,500

Rs. 7,500

Monthly

Rs. 4,500

Rs. 3,000

 

 

Top-Up Premium:

Rs. 5,000 per Top-Up3

As per Board Approved Underwriting Policy (BAUP)

Sum Assured

Basic Sum Assured


10 times the Annualised Premium

 

For Top-Up Premium: 1.25 times the Top Up premium

As per Board Approved Underwriting Policy (BAUP)

Premium Payment Frequency

Annual, Half-Yearly, Quarterly, Monthly

1-All ages are expressed as on last birthday.

2-Risk cover starts from date of commencement of policy for all lives including minors. In case of a minor life, the policy will vest on the Life Assured on attainment of age 18 years. In all cases, the relationship between the proposer and life assured shall be granted to the extent of insurable interest only.

3- Total top-up premiums paid, at any point of time during the policy term shall not exceed the sum total of the premiums paid at that point of time.

Customize your cover with these riders

Riders in insurance have an important part in contingency planning. A ULIP is incomplete without them.
  • icon

    HDFC Life Income Benefit on Accidental Disability Rider

    UIN: 101B013V03

    Get additional income benefits over and above your Sum Assured in the event of total permanent disability due to an accident.

    DOWNLOAD
  • icon

    HDFC Life Critical Illness Plus Rider

    UIN: 101B014V02

    We pay a lump sum amount equal to the Sum Assured upfront if diagnosed with of any of the specified critical illnesses

    DOWNLOAD
  • icon

    HDFC Life Protect Plus Rider

    UIN: 101B016V01

    Get protected with a proportion of Rider Sum Assured in case of accidental death or partial/total disability due to accident or diagnosed with Cancer

    DOWNLOAD
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Personal details

Years
Years

Financial details

Your Required life cover to protect your family’s future is

0

The values shown here are only for illustration. The results are generated based on the information provided. It is not intended to be and must not alone be taken as the basis for an investment decision.

Have a question?

We’ll tell you everything you need to know about HDFC Life Smart Protect Plan

1 Why HDFC Life Smart Protect Plan?

HDFC Life Smart Protect Plan addresses your long-term savings needs and also provides you protection in the form of a life cover.

2 What are the premium paying frequencies available for this plan?

Annual, half-yearly, quarterly and monthly frequencies are available under this product.

3 Can I decrease the policy term and the premium payment term after the policy has been issued?

No, you cannot reduce the policy term and the premium payment term. However, you can increase the policy term and the premium payment term subject to boundary conditions.

4 Can I change my premium frequency after the policy has been issued?

Yes, as the Policyholder, You can alter the Premium frequency during the Premium Payment Term.

5 Are there any specific exclusions in this plan?

To know detailed information related to exclusions, read Product Brochure.

6 Can Riders be opted along with the plan?

Yes, you can opt for any of the following riders:

  • HDFC Life Income Benefit on Accidental Disability Rider
  • HDFC Life Critical Illness Plus Rider
  • HDFC Life Protect Plus Rider     

7 Does this plan offer tax benefits?

Premium(s) paid by an individual or HUF under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961, subject to the conditions/ limits specified therein. Under Section 10 (10D) of the Income Tax Act, 19611, the benefits received from this policy are exempt from tax, subject to the conditions specified therein.

The Unit Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Unit Linked Insurance Products completely or partially till the end of fifth year.

HDFC Life Smart Protect Plan (UIN: 101L175V02) is a unit linked, non-participating individual life insurance product. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Smart Protect Plan (UIN: 101L175V02) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

T&C

  1. The above stated tax benefits are subject to the provisions & conditions mentioned in the existing Income Tax Act, 1961. Tax Laws are also subject to change from time to time.  This material has been prepared for information purposes only, should not be relied on for tax or accounting advice. The customer is requested to seek tax advice from his/her Chartered Accountant or personal tax advisor with respect to his/her personal tax liabilities under the Income-tax law

ARN - PP/03/24/9978